BNIPLC Bangladesh National Insurance PLC

Insurance · prices through 2026-10-14 · 3 stored trading days

📊 Now 📈 Chart 💰 Performance 📆 Up/down days 📍 Where it stands 💵 Earnings ⚖️ Valuation 🏛 Company 🔬 Risk numbers 🔭 Days ahead 📋 Day-by-day

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Price now

156.80

+0.60 ▲ +0.38% today

Current run

1 trading day

rising in a row, +0.60 tk (▲ +0.38%)

Overall condition

Neutral chart

technical score 50 out of 100

Place in its 52-week range

45%

152.50162.00

📊 Four scores, four different questions

They are not on the same scale and they are not meant to be added up. Each one answers something the others cannot.

Fundamental — what the business is worth and how well it runs

55/100

Value 21 · Quality 78 · Growth 68

Each part is a rank against the market: 80 on value means it looks cheaper for what it earns and owns than 80% of companies with figures on record. The price chart is deliberately left out of this one.

Market dominance — how much of the market this company actually is

42/100

Size 79 · Money traded 30 · How many deals 10

A percentile against every listed company. 90 means this one is a bigger presence than 90% of the market. It says nothing about whether it is a good business or a good price.

0.203% of all listed value, 0.032% of the money traded in the last month.

🩺 Share health - warning signs against DSE's Z-category criteria

No warning signs · score 0 out of 100 · listed in category A

Compare the whole market →

Nothing in this company's published figures is currently flashing a warning.

🔍 How straight it has been with shareholders

100/100 No record either way

✓ Nothing against it: accounts filed, no auditor objection on record, no restatements, and DSE has it in a normal category.

Higher is better. It measures whether the company has been straight with its shareholders — filings, auditor opinions, restatements and its DSE category. It says nothing about whether the shares are a good buy. Note: DSE has not published an auditor opinion for this company either way, so there is less to go on here than for a company that has one.

🧾 The latest quarter

Q2 ending 6/2026, as filed with DSE.

Earnings per share

1.39 tk

Against the quarter before

-13.7%

was 1.61 tk in 3/2026

The year so far

3.00 tk

over 2 quarters

⚖️ What it might be worth

Three ways of valuing the same company. They are shown apart, not averaged, because when they disagree the disagreement is the useful part.

By what it earns 56.88 tk

It has earned 4.05 taka a share on average over 5 years, and buyers have usually paid about 14.0× for a taka of its profit. Its industry currently trades at 20.1×.

By what it pays out 23.47 tk

It paid 2.20 taka a share last year and has grown that by about 5.1% a year. A dividend growing at that rate is worth this much to someone who wants 15% a year back.

By what it owns 31.26 tk

What the company owns, less what it owes, comes to 31.26 taka for each share. This is closer to a floor than a target: a working business is usually worth more than its furniture.

No verdict here

The three answers are 2.4x apart, which means they are measuring different things about this company rather than closing in on one number. Trading at 156.80 today.

Assumes an investor wants 15% a year back, and uses 5 years of filings. A true discounted cash flow is not offered: it needs cash-flow statements, and DSE does not publish them.

💰 How much it has gained or lost

Today's close against the last close on or before each date. "Sessions" is how many trading days that covers.

Period	From date	Price then	Price now	Change ৳	Change %	Sessions
1 Week	not listed / no stored price that far back
1 Month	not listed / no stored price that far back
3 Months	not listed / no stored price that far back
6 Months	not listed / no stored price that far back
1 Year	not listed / no stored price that far back
2 Years	not listed / no stored price that far back

📆 How many days rising, how many falling

Counted close against previous close, over the stored history.

Window	Bullish days	Bearish days	Bullish share	Avg up day	Avg down day	Net move
Last 10 days	1	1	50%	+0.38%	-1.33%	-1.50 tk
Last 20 days	1	1	50%	+0.38%	-1.33%	-1.50 tk
Last 60 days	1	1	50%	+0.38%	-1.33%	-1.50 tk
Last 120 days	1	1	50%	+0.38%	-1.33%	-1.50 tk
All 3 days	1	1	50%	+0.38%	-1.33%	-1.50 tk

Right now	up 1 trading days in a row
Longest rising run on record	1 trading days
Longest falling run on record	1 trading days
Best single day	▲ +0.38% (+0.60 tk) 2026-10-14
Worst single day	▼ -1.33% (-2.10 tk) 2026-10-13

📍 Where the share stands now

Each row states the rule it came from, no hidden weighting.

52-week high	162.00 2026-10-12 · ▼ -3.21% (-5.20 tk) from it
52-week low	152.50 2026-10-14 · ▲ +2.82% (+4.30 tk) above it
Trailing P/E (from DSE)	27.18
Market cap	6,992 mn tk

🔬 More numbers worth knowing

Risk, volume behaviour and how this share tracks the market, each with the rule behind it.

Deepest fall in the last 52 weeks

-1.33%

Peak 2026-10-12 → trough 2026-10-13. Now -3.21% below the 52-week high.

How jumpy the price is (yearly volatility)

19.2%

Daily moves over the last 2 days, scaled to a year. Higher means bigger swings both ways.

Volume traded on rising days (last 60)

58%

Above 50% means most shares changed hands while the price was rising, buying pressure rather than selling.

Average daily volume (last 60)

87,144

Today traded - the 20-day average.

Moves with the market (beta vs DSEX)

Needs at least 10 days where both this stock and DSEX have a stored close. DSEX history currently starts at 2024-08-21 (2 overlapping days). DSE's archive does not serve index history, so it only builds up as the daily fetcher runs.

Follows the market how closely

Correlation with DSEX, from −1 to +1. Near 0 means it largely moves on its own news rather than with the market.

Opening gaps (last 60 days)

1 / 0

Sessions that opened more than 0.5% above or below the previous close, a sign of news arriving outside trading hours.

Time since its extremes

2 / 0

Trading days since the 52-week high (2026-10-12) and since the 52-week low (2026-10-14).

🔭 What the numbers suggest for the days ahead

⚠ This is arithmetic on past prices, not a prediction. Each box shows the exact rule behind it. A real market moves on news, results and sentiment that no formula here can see. Not investment advice.

If the last 20 trading days' trend simply continued

153.05 tk

▼ -2.39% (-3.75 tk) in 5 trading days

Straight-line fit through the last 3 closes, sloping -0.750 tk per trading day, extended 5 days.

Range it has usually stayed within over 5 trading days

152.56 – 161.04

± 4.24 tk (± 2.70%) around today's price

One standard deviation of its own daily moves over the last 2 trading days, scaled to 5 days. Historically it stayed inside a band like this about two thirds of the time.

Chance of beating the market over the next 7 days

50%

not enough history

No model has been fitted yet, so this is a flat 50.

Prices above, where rises have stalled before

none in the last 120 trading days

Swing highs, a peak higher than the 5 trading days either side of it.

Prices below, where falls have stopped before

none in the last 120 trading days

Swing lows, a trough lower than the 5 trading days either side of it.

💵 What the company actually earns

Straight from DSE's own filing page for BNIPLC: earnings per share, book value, profit and payout, year by year. EPS is from continuing operations where DSE reports it separately.

Year	EPS	Growth	NAV / share	Profit (mn tk)	P/E at year end	Dividend	Yield
2021	3.23	-	21.85	143.03	42.04	18%	1.32%
2022	4.00	▲ +23.84%	23.80	176.78	14.49	20%	3.45%
2023	4.04	▲ +1.00%	26.28	178.79	14.03	20%	3.53%
2024	4.19	▲ +3.71%	28.45	185.34	10.27	20%	4.65%
2025	4.81	▲ +14.80%	31.26	212.91	9.29	22%	4.92%

📆 The freshest earnings, quarter by quarter

Interim results move a stock long before the annual report does.

Period	Ending	EPS	Revenue (mn)	Profit (mn)	Price then
Half Yearly	202606	3.00	-	-	120.60
Q2	202606	1.39	-	-	120.60
Q1	202603	1.61	-	-	58.60

⚖️ Is it expensive?, today's price against those earnings

Each ratio uses the live price of BNIPLC against the company's last reported figures. The comparison column is the median of all 59 companies in Insurance, an absolute number means little without it.

P/E ratio

32.60

sector median 24.36 ✗ worse than the sector

Price ÷ earnings per share. Lower means you pay less for each taka the company earns. Negative earnings make it meaningless, so it is left blank.

Price to book (P/B)

5.02

sector median 1.93 ✗ worse than the sector

Price ÷ net asset value per share. Below 1 means the market values it under the book value of what it owns.

Return on equity (ROE)

15.39%

sector median 7.71% ✓ better than the sector

Earnings ÷ book value per share. How hard the company works the money shareholders have in it. Higher is better.

Dividend yield

1.40%

Cash dividend as a share of today's price, what a holder actually receives each year.

EPS growth (year on year)

14.80%

How much earnings per share changed against the year before.

Earnings yield

3.07%

Earnings per share as a share of price, the P/E turned upside down, easier to compare against a bank rate.

💸 How reliable the dividend has been

A high dividend once is not the same as a dividend every year.

10 years running

Paid in	10 of 10 years on record
Consistency	100%
Latest	22%
Range	10% – 22%
Direction	higher than it started

🔄 Has the ownership shifted?

Sponsors selling, or foreign holders leaving, is a real signal, and one that only shows when the old snapshot is kept beside the new one.

	Dec 31, 2025 (year ended)	Sep 30, 2026	Change
Sponsor / director	60.13%	37.97%	-22.16
Government	0.00%	0.00%	-
Institution	6.13%	15.29%	+9.16
Foreign	0.00%	0.00%	-
Public	33.74%	46.74%	+13.00

🏛 Who owns the company

DSE's own shareholding breakdown, oldest reading at the bottom. A falling sponsor or rising public share is worth noticing.

As on	Sponsor / director	Government	Institution	Foreign	Public
Sep 30, 2026	37.97% -22.16	0.00%	15.29% +6.66	0.00%	46.74% +15.50
Aug 31, 2026	60.13%	0.00%	8.63% +2.50	0.00%	31.24% -2.50
Dec 31, 2025 (year ended)	60.13%	0.00%	6.13%	0.00%	33.74%

Change over Dec 31, 2025 (year ended) → Sep 30, 2026

-22.16pp The people who run the company have been reducing their own holding.

+9.16pp Institutions, funds and companies, have been buying.

🏦 What the company owes

Short-term loans	0.0 mn tk
Long-term loans	0.0 mn tk
Total borrowings	0.0 mn tk
Owners' equity (capital + reserves)	1,383.2 mn tk
Debt against equity	0.00×

No borrowings on record. The business is funded entirely by its owners. Reported December 31, 2025.

📈 Growth per year

Earnings per share, last year	+14.8%
Earnings per share, 3-year	+6.3%
Profit, 3-year	+6.4%

Compound growth for each year of the period, the steady yearly rate that would take the earliest figure to the latest one. Periods starting from a loss are left out, because a growth rate out of a loss means nothing.

🎯 How it ranks against the market

Value, how cheap it is	21 weak
Growth, earnings rising	68 strong
Quality, profit without heavy borrowing	78 strong
Momentum, price over the past year	-

Out of 100, against every other company with the same figures on record. A score of 80 means it looks better on that measure than 80 out of 100 companies, it is a ranking, not a recommendation. A share can rank as very cheap precisely because the market thinks something is wrong with it. Compare the whole market →

🏷 Company facts

Listing category	A
Operating status	Active
Listed since	2016
Market capitalisation	6,992 mn tk
Free-float market cap	2,787 mn tk
Paid-up capital	443 mn tk
Reserves & surplus	941 mn tk
Shares outstanding	44,250,000
Face value	10.00
Financial year end	31-Dec
Last AGM held	23-06-2026
Company website	www.bnicl.net

💸 Dividend record

Cash dividend declared each year, as a percentage of face value.

2025	2024	2023	2022	2021	2020	2019	2018	2017	2016
22%	20%	20%	20%	18%	15%	12%	12%	10%	10%

Paid in 10 of the years DSE has on record.

🗓 Month-by-month track record

Each month's last close against the month before it, the last 1 months on record.

Oct 26
▼ -0.95% -1.50 tk

📋 Day-by-day price history

Every stored session for BNIPLC, newest first: open, high, low, close, how much it moved that day, and how much was traded.

Date	Open	High	Low	Close	Change ৳	Change %	Day range	Volume	Value (mn)	Trades
2026-10-14	158.60	160.70	152.50	156.80	+0.60	▲ +0.38%	8.20	108,379	16.89	573
2026-10-13	158.50	160.00	155.00	156.20	-2.10	▼ -1.33%	5.00	78,912	12.34	280
2026-10-12	160.70	162.00	153.80	158.30	-	-	8.20	74,141	11.73	382

🔓

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